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CompletedNCT07092956FLANURSEUpdated Jul 30, 2025

The Effect of Financial Literacy Education on Financial Literacy and Future Anxiety in Final-Year Nursing Students

An interventional study of Financial Literacy Education in Literacy, Anxiety and Fear and Nursing Students, sponsored by Saglik Bilimleri Universitesi. Completed at 1 site in Turkey (Türkiye). Open to participants aged 18 Years to 30 Years, including healthy volunteers. Per ClinicalTrials.gov, last updated 2025-07-30.

Sponsored by Saglik Bilimleri Universitesi · Not applicable, Interventional, and Health services research

Phase
Not applicable
Study type
Interventional
Enrollment
68
Allocation
Randomized
Ages
18 Years to 30 Years
Sex
All
01

Study summary

This study aims to evaluate the effect of financial literacy education on financial literacy levels and future anxiety among senior-year nursing students. The research will be conducted at the University of Health Sciences, Gülhane Faculty of Nursing, using a randomized controlled trial design with pre-test and post-test measures. Participants will be selected from fourth-year nursing students enrolled in the 2024-2025 academic year. The intervention group will receive financial literacy training delivered by an expert in economics. The study will use the Financial Literacy Behavior and Attitude Scale and the Future Anxiety Scale for University Students to assess outcomes. The effectiveness of the training will be evaluated by comparing pre- and post-intervention data.

Read the detailed description

his randomized controlled trial investigates the effectiveness of financial literacy education on improving financial literacy levels and reducing future anxiety among final-year nursing students. The intervention is designed to provide students with essential knowledge and skills related to budgeting, saving, opportunity cost, and financial planning, aiming to improve their confidence in managing personal finances and reducing anxiety about their future economic well-being.

Participants will be randomly assigned to either an experimental group receiving the educational intervention or a control group receiving no intervention during the main study period. Both groups will complete baseline (pre-test) and follow-up (post-test) assessments three weeks apart using the Financial Literacy Behavior and Attitude Scale and the Future Anxiety Scale for University Students. To ensure ethical equity, the control group will receive the same financial literacy education after the final assessments.

The study aims to provide evidence-based recommendations for incorporating financial literacy training into nursing curricula to better prepare students for their future professional and personal lives.

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Conditions studied

  • Literacy
  • Anxiety and Fear
  • Nursing Students
  • Health Knowledge, Attitudes, Practice

Keywords

  • Financial Literacy
  • Future Anxiety
  • Nursing Students
  • Financial Education
  • Health Professions Education
  • Randomized Controlled Trial
  • Nurse Education
03

In context

Literacy

201 studies on the registry are indexed under Literacy; 69 are open to participants now.

This study's enrollment of 68 is below the median of 124 across 170 interventional studies indexed under Literacy.

Browse Literacy studies →

Lead sponsor

Saglik Bilimleri Universitesi is the lead sponsor of 453 studies on the registry; 140 are open to participants now.

Counted across the registry records on this site, refreshed daily.

04

Who can participate

Ages eligible
18 Years to 30 Years
Sexes eligible
All
Accepts healthy volunteers
Yes

Go through the criteria one by one — yes, no or not sure — and take the list to your doctor or the study team. Kept in this browser only.

Inclusion criteria

  • Willingness to voluntarily participate in the study
  • Enrollment as a 4th-year nursing student at the University of Health Sciences, Gülhane Faculty of Nursing, during the 2024-2025 academic year
  • No known hearing or visual impairments
  • No prior participation in any financial literacy education

Currently employed in a paid part-time or full-time job

Exclusion criteria

Exclusion Criteria:

  • Voluntary withdrawal from the study at any point
  • Incomplete participation in the study stages (e.g., missing pre-test or post-test data)
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Study design

Phase
Not applicable
Primary purpose
Health services research
Allocation
Randomized
Intervention model
Parallel assignment
Masking
None (open label)
Enrollment
68 participants (actual)

Study arms

  • Experimental
    Financial Literacy Education

    Participants in this group received financial literacy education delivered by an expert in economics. The training covered budgeting, saving, investment tools, opportunity cost, and financial planning. Measurements were taken before and three weeks after the training.

    Behavioral: Financial Literacy Education

  • No intervention
    Control Group

    Participants in this group did not receive any financial literacy education during the main study period. However, the same training was provided after post-intervention data collection to ensure ethical equity. Measurements were taken at the same intervals as in the experimental group.

Interventions

  • BehavioralFinancial Literacy Education

    A structured financial literacy training program delivered by an expert in economics. The training includes topics such as budgeting, saving, opportunity cost, financial planning, and investment tools. It was provided to the experimental group over a single session, and outcomes were assessed three weeks later.

06

What researchers measure

Primary outcomes

  1. Change in financial literacy scores

    Financial literacy will be measured using the Financial Literacy Behavior and Attitude Scale (FODTÖ), which includes subdimensions such as spending, attitude, perception, and interest. Higher scores indicate greater financial literacy. As the score on the scale increases, future anxiety increases; as the score decreases, future anxiety decreases.

    Time frame: Baseline and 3 weeks post-intervention

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Study locations

1 site
  • University of Health Sciences, Gülhane Faculty of Nursing
    Ankara, Etlik/Keçiören 06010, Turkey (Türkiye)
08

References and documents

Individual participant data

Plan to share: No

No publications or documents are linked to this record.

09

Timeline

Tracking since Sep 25, 2026
ElapsedEstimatedEstimated, not yet reachedSimilar studies: half by the dot; the band is the middle halfHalf of similar studies reached it by the dot; the band is the middle half, from a quarter to three quarters

Ran from May 2025 to primary completion in Jun 2025, 0 months.

Of 115 non-industry interventional studies with no phase under Literacy, half reached primary completion within 11 months of starting (the median), counting those still running; a quarter within 4 and three quarters within 20. This study's 0 months is below that.

Counting every sponsor, half of 117 studies reached it within 11 months; a quarter within 4 and three quarters within 19.

How these figures are worked out, and which studies are left out of them.

Registered
Jul 19, 2025
First posted
Jul 30, 2025
StartActual
May 27, 2025
Primary completionActual
Jun 17, 2025
CompletionActual
Jun 18, 2025
Last update
Jul 30, 2025
What these dates mean
Start.
When the first participant enrolled; while estimated, when the study expects to open to recruitment.
Primary completion.
When the last participant was examined or treated to collect data for the study's main question, its primary outcome. A study that stopped early gives the date its data collection stopped.
Completion.
When the last participant's last visit took place, for every outcome, secondary ones and side effects included: the end of the study. Often later than primary completion, sometimes the same day.
Actual and Est.
Actual means the registry says the date has happened. Est. (estimated) is a date the sponsor plans or expects. It can still move, and the sponsor is expected to change it to actual once it has passed.
No changes since tracking began. The registry record was last updated on Jul 30, 2025, before this site started recording changes on Sep 25, 2026. Its history is on ClinicalTrials.gov ↗
10

Registry details

Key details

Study ID
NCT07092956
Responsible party
Miray Aksu (Assistant Professor of Nursing, Principal Investigator, Saglik Bilimleri Universitesi) — Principal investigator
First posted
Jul 30, 2025
Start date
May 27, 2025
Primary completion
Jun 17, 2025
Completion
Jun 18, 2025
Last update
Jul 30, 2025

Study contacts

Miray Aksu, Phd
principal investigator · Saglik Bilimleri Universitesi

Oversight

Data monitoring committee
Yes
FDA-regulated drug
No
FDA-regulated device
No
View the source record on ClinicalTrials.gov ↗

Not currently enrolling

This study is completed, as verified in Jul 2025. You cannot join it, but the record below documents what was studied.

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