CClinicalTrials.gg
RecruitingNCT06771739Updated Sep 3, 2026

A Pilot Unrestricted Payment Program for Early-stage Cancer Patients: the PAYMENT Trial

An interventional study of Electronic Health Record Review and Interview in Malignant Solid Neoplasm, sponsored by Fred Hutchinson Cancer Center. Recruiting at 3 sites in United States. Open to participants aged 18 Years and older. Per ClinicalTrials.gov, last updated 2026-09-03.

Sponsored by Fred Hutchinson Cancer Center · Not applicable, Interventional, and Health services research

Phase
Not applicable
Study type
Interventional
Enrollment
20
Allocation
Randomized
Ages
18 Years and older
Sex
All
01

Study summary

This clinical trial studies whether an unrestricted cash payment program can be used to improve financial and clinical outcomes in early-stage cancer patients with financial concerns. A cancer diagnosis can have poor financial outcomes, and the cost of cancer treatment can lead to high medical debt and financial hardships for the patient and family. Financial hardship during cancer treatment is associated with adverse outcomes including poorer quality of life, lower treatment compliance, more aggressive use of hospital-based care, and worse survival. Newly diagnosed cancer patients with financial concerns may avoid treatment entirely so that they can continue to work and maintain income, provide for their families, or pay rent. An unrestricted cash payment program provides patients with a preloaded cash card once monthly. The patients can choose what to use the card to pay for and may include items like food, rent, or utilities. This provides a period of guaranteed income for the patients and may prevent them from falling into poverty and improve financial and clinical outcomes.

Read the detailed description

OUTLINE: Patients are randomized to 1 of 2 arms.

ARM A: Patients receive a $1000 preloaded cash card once monthly for 3 months.

ARM B: Patients receive a $100 preloaded cash card once monthly for 3 months.

After completion of study intervention, patients are followed up 3 months and 6 months post randomization.

02

Conditions studied

  • Malignant Solid Neoplasm
03

In context

Lead sponsor

Fred Hutchinson Cancer Center is the lead sponsor of 537 studies on the registry; 79 are open to participants now.

Of its 57 completed or terminated interventional studies of FDA-regulated products, 45 (79%) have results posted.

Counted across the registry records on this site, refreshed daily.

04

Who can participate

Ages eligible
18 Years and older
Sexes eligible
All
Accepts healthy volunteers
No

Eligibility criteria

Inclusion Criteria:

  • Age >= 18
  • Ability to understand English
  • Ability to understand and willingness to sign a written informed consent document. Legally authorized representatives may sign and give informed consent on behalf of study participants
  • Within 90 days of a non-metastatic or early-stage solid tumor receiving or rescheduled to receive treatment in the neoadjuvant, adjuvant or definitive setting for curative intent. Eastern Cooperative Oncology Group (ECOG) performance status (PS) 0-2
  • Current cancer patient at PeaceHealth (Southwest Medical Center or St. Joes)
  • Not current Medicaid enrollee
  • Not enrolled in hospice
  • Screens positive for financial fragility
05

Study design

Phase
Not applicable
Primary purpose
Health services research
Allocation
Randomized
Intervention model
Parallel assignment
Masking
None (open label)
Enrollment
20 participants (estimated)

Study arms

  • Experimental
    Arm A (high payment schedule)

    Patients receive a $1000 preloaded cash card once monthly for 3 months.

    Other: Electronic Health Record Review · Other: Interview · Other: Support · Other: Survey Administration

  • Active comparator
    Arm B (low payment schedule)

    Patients receive a $100 preloaded cash card once monthly for 3 months.

    Other: Electronic Health Record Review · Other: Interview · Other: Support · Other: Survey Administration

Interventions

  • OtherElectronic Health Record Review

    Ancillary studies

  • OtherInterview

    Ancillary studies

  • OtherSupport

    Receive $1000 preloaded cash card

    Also known as: Supportive - procedure intent

  • OtherSupport

    Receive $100 preloaded cash card

    Also known as: Supportive - procedure intent

  • OtherSurvey Administration

    Ancillary studies

06

What researchers measure

Primary outcomes

  1. Participant enrollment

    Feasibility will be measured by participant enrollment (percent enrolled versus \[vs.\] approached). The study will be considered feasible to implement if 60% or more of approached patients enroll.

    Time frame: Up to 1 year

  2. Time to accrue 20 patients

    Feasibility will be measured by the time in months to accrue 20 patients. The study will be considered feasible if accrual is reached by 6 months.

    Time frame: Up to 1 year

  3. Dropout rate

    Feasibility will be measured by dropout during study period. The study will be considered feasible to implement if less than 20% of patients drop out. Will be able to estimate a drop-out rate of 20% to within a 95% confidence interval of +/- 18%.

    Time frame: Up to 1 year

  4. Survey completion rate

    Feasibility will be measure by rates of survey completion. The study will be considered feasible to implement if survey completion is 90% or greater.

    Time frame: Up to 1 year

Secondary outcomes

  1. Financial hardship

    Will assess whether patient self-reports one or more of the following: new debt (relative to baseline), income decline of 20% or more, loans from family/friends to pay for cancer treatment, selling/refinancing primary home, \>= 2 months missed rent or mortgage payments, evictions. May adjust either the methods for assessing financial hardship (e.g. using credit reports rather than surveys) or the endpoint itself based on observed survey completion rate and incidence of each endpoint.

    Time frame: Baseline, 3 and 6- months post randomization

  2. Treatment nonadherence

    Will assess whether patient self reports they did or did not skip medication doses or refuse/decline recommended therapy due to cost concerns. Evidence of treatment completion vs. missed treatments/appointments using data from electronic medical record captured by research assistant.

    Time frame: Baseline, 3 and 6- months post randomization

  3. Unplanned emergency department (ED)/hospital admissions

    All instances of ED visits and hospital stays (including reason for visit) will be abstracted from patients' medical records. The study team will categorize visits as anticipated (for chemotherapy or planned procedure) vs. unanticipated (complication or treatment side effect).

    Time frame: Baseline, 3 and 6- months post randomization

  4. Food and housing insecurity

    Will be assessed using items 1 through 4 of the 10-item Health-Related Social Needs Screening Tool from Centers for Medicare and Medicaid Services.

    Time frame: Baseline, 3 and 6- months post randomization

  5. Quality of life

    Will be assessed using the composite score from the European Quality of Life Five Dimension Index (scored 0-100). A 6-point score change is considered clinically meaningful in United States cancer populations.

    Time frame: Baseline, 3 and 6- months post randomization

07

Study locations

2 of 3 sites recruiting
  • PeaceHealth Saint Joseph Medical Center
    Bellingham, Washington 98225, United States
    • Kara Makin-Bond, RN, CCRP · Principal investigator
    Not yet recruiting
  • PeaceHealth St. John Medical Center
    Longview, Washington 98632, United States
    • Kara Makin-Bond, RN, CCRP · Principal investigator
    Recruiting
  • PeaceHealth Southwest Medical Center
    Vancouver, Washington 98664, United States
    • Kara Makin-Bond, RN, CCRP · Principal investigator
    Recruiting
08

References and documents

Individual participant data

Plan to share: No

No publications or documents are linked to this record.

09

Updates

Tracking since Sep 25, 2026
No changes since tracking began. The registry record was last updated on Sep 3, 2026, before this site started recording changes on Sep 25, 2026. Its history is on ClinicalTrials.gov ↗
10

Registry details

Key details

Study ID
NCT06771739
Lead sponsor
Fred Hutchinson Cancer Center
Collaborators
National Cancer Institute (NCI), Oregon Health and Science University, SWOG Cancer Research Network
Responsible party
Sponsor
First posted
Jan 13, 2025
Start date
Oct 1, 2026 (estimated)
Primary completion
Dec 1, 2026 (estimated)
Completion
Dec 1, 2026 (estimated)
Last update
Sep 3, 2026

Study contacts

Ari Bell-Brown
Contact
abellbro@fredhutch.org
206-667-7624
Veena Shankaran, MD
principal investigator · Fred Hutch/University of Washington Cancer Consortium

Oversight

Data monitoring committee
No
FDA-regulated drug
No
FDA-regulated device
No
View the source record on ClinicalTrials.gov ↗

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