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CompletedNCT06072833Updated Mar 16, 2026Results posted

Characterizing and Addressing Financial Toxicity in AYAs With Cancer

An interventional study of Patient Financial Education / Navigation in Cancer in Adolescence, sponsored by Columbia University. Completed at 1 site in United States. Open to participants aged 15 Years to 39 Years. Per ClinicalTrials.gov, last updated 2026-03-16.

Sponsored by Columbia University · Not applicable, Interventional, and Health services research

Phase
Not applicable
Study type
Interventional
Enrollment
26
Allocation
Not applicable
Ages
15 Years to 39 Years
Sex
All
01

Study summary

The overall aims of this study are to address two important gaps in care for AYA cancer patients: 1) a financial toxicity measurement tool to assess AYA-specific needs, and 2) an intervention for mitigating financial toxicity in this population. Aim 1 involves adapting the COSTA measure and assessing the psychometric properties of the measure for a racial/ethnically diverse group of AYAs. Aim 2 and 3 involve the development and pilot testing of our novel financial education/ navigation (FE/FN) intervention.

Read the detailed description

Financial toxicity is the harmful personal financial burden faced by patients due to healthcare needs. A prevalent adverse outcome of cancer therapy, financial toxicity is associated with poorer health outcomes and increased mortality in adults with cancer. Among cancer survivors, financial burden disproportionately impacts adolescents and young adults (AYA: 15 - 39 years). Lack of financial security, insurance gaps or under-insurance, and interruptions in education or careers caused by cancer therapy make AYA cancer survivors particularly vulnerable to financial burden. Financial toxicity of cancer care is an actionable factor impacting outcomes among vulnerable AYA populations. In order to improve outcomes and reduce the burden of care among these populations, targeted, appropriate measures and then, age-specific interventions are needed. The study includes the following aims: Aim 1 involves the adaptation of the COST measure and assessment of the psychometric properties of the measure for a racial/ethnically diverse group of AYAs. The study team will administer COST and additional AYA-specific financial toxicity candidate items to N=150 AYAs. The study will assess validity of original COST through confirmatory factor analysis; assess reliability through test/retest; conduct exploratory factor analysis on modified COST incorporating added items; and describe AYA-reported acceptability of AYA financial toxicity assessment.

In Aim 2, an adapted FN/FE intervention will be adapted for a racial/ethnically diverse group of AYAs. 6 focus groups (6 - 8 per group) will be conducted with a diverse AYAs and caregivers, and brief stakeholder discussions to understand unique AYA FE/FN needs and inform intervention refinement.

Aim 3 will include a pilot test of our novel FE/FN intervention to AYAs. A FE/FN intervention will be delivered to at least N=30 AYAs, and assess feasibility by evaluating program completion (6-months), participant-reported acceptability. Evidence of efficacy will be recorded by measuring improvement in average financial toxicity score between baseline and 6-month time points.

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Conditions studied

  • Cancer in Adolescence

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Keywords

  • Cancer
  • Adolescents
  • Young Adults
  • Financial Needs
  • Social Needs
  • Minority health
  • Caregivers
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In context

Neoplasms

9,365 studies on the registry are indexed under Neoplasms; 2,489 are open to participants now.

This study's enrollment of 26 is below the median of 50 across 7,253 interventional studies indexed under Neoplasms.

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Lead sponsor

Columbia University is the lead sponsor of 1,103 studies on the registry; 193 are open to participants now.

Of its 172 completed or terminated interventional studies of FDA-regulated products, 142 (83%) have results posted.

Counted across the registry records on this site, refreshed daily.

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Who can participate

Ages eligible
15 Years to 39 Years
Sexes eligible
All
Accepts healthy volunteers
No

Inclusion criteria

AYA patient participants:

  • Age 15 - 39 years old
  • English or Spanish-speaking
  • Diagnosed with cancer that required treatment within past 18 months
  • Not currently on hospice care

Caregiver/financial partner participants:

  • Parent or financially-responsible adult of non-adult AYA (\<18 years) OR
  • Identified by the AYA as caregiver, parent, or partner who is financially-responsible or a financial partner for AYA

Exclusion criteria

Exclusion Criteria:

  • Unable to complete financial survey questions or contraindicated (as outlined in Protection of Human Subjects)
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Study design

Phase
Not applicable
Primary purpose
Health services research
Allocation
Not applicable
Intervention model
Single group
Masking
None (open label)
Enrollment
26 participants (actual)

Study arms

  • Experimental
    Patients Eligible (screened positive)

    Individuals who screen positive will all move forward to receive the intervention. This intervention includes partnering with community-based organizations to deliver financial education, connection to resources, and counseling tailored to individual patients and spouses for 6-months.

    Behavioral: Patient Financial Education / Navigation

Interventions

  • BehavioralPatient Financial Education / Navigation

    The investigator anticipates that this will include a baseline financial assessment and educational content, likely using a virtual platform. Participants will be connected with a PAF case manager. There will be monthly follow-ups to the participant for 6-months to address any financial concerns through additional counseling/navigation.

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What researchers measure

Primary outcomes

  1. Number of Participants Who Completed the Intervention

    This is to assess the feasibility of intervention completion. Intervention completion is defined as participants who have demonstrated contact with community partners at any time before the end of 6 months.

    Time frame: Up to 6 months

  2. Number of Eligible Participants Who Received the Intervention

    This is to measure interest and the need for help by community partners that can provide patient financial education and navigation.

    Time frame: Up to 6 months

Secondary outcomes

  1. Comprehensive Score of Financial Toxicity (COST Measure) Score

    The COST is a patient-reported outcome measure that describes the financial distress experienced by cancer patients. It is a 11-item questionnaire with a score range of 0-44. Lower COST values indicate higher toxicity. Higher scores indicate lower financial toxicity .

    Time frame: Baseline, 6 months

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Results

Posted Mar 16, 2026

Participant flow

Participant flow — Overall Study
MilestoneParticipants Eligible (Screed Positive)
Started26
Completed17
Not completed9
Withdrew: Withdrawal by subject1
Withdrew: Lost to follow-up8

Outcome measures

PrimaryNumber of Participants Who Completed the Intervention

This is to assess the feasibility of intervention completion. Intervention completion is defined as participants who have demonstrated contact with community partners at any time before the end of 6 months.

Time frame:
Up to 6 months
Reported as:
Count of participants · Participants
Number of Participants Who Completed the Intervention
ParticipantsParticipants Eligible (Screened Positive)
Number of Participants Who Completed the Intervention21
PrimaryNumber of Eligible Participants Who Received the Intervention

This is to measure interest and the need for help by community partners that can provide patient financial education and navigation.

Time frame:
Up to 6 months
Reported as:
Count of participants · Participants
Number of Eligible Participants Who Received the Intervention
ParticipantsPatients Eligible (Screened Positive)
Number of Eligible Participants Who Received the Intervention23
SecondaryComprehensive Score of Financial Toxicity (COST Measure) Score

The COST is a patient-reported outcome measure that describes the financial distress experienced by cancer patients. It is a 11-item questionnaire with a score range of 0-44. Lower COST values indicate higher toxicity. Higher scores indicate lower financial toxicity .

Time frame:
Baseline, 6 months
Reported as:
Mean · score on a scale
Comprehensive Score of Financial Toxicity (COST Measure) Score
score on a scaleParticipants Eligible (Screed Positive)
Baseline10.47 ± 4.78
6 months16.53 ± 8.58

Adverse events

Collected over 6 months. Non-serious events are listed at a 0% frequency threshold.

Adverse event summary by group
GroupDeathsSeriousOther
Participants Eligible (Screed Positive)0/26 (0%)0/26 (0%)0/26 (0%)

Baseline characteristics

Age, Categorical
Age, Categorical(Participants)Participants Eligible (Screened Positive)
<=18 years1
Between 18 and 65 years25
>=65 years0
Sex: Female, Male
Sex: Female, Male(Participants)Participants Eligible (Screened Positive)
Female20
Male6
Ethnicity (NIH/OMB)
Ethnicity (NIH/OMB)(Participants)Participants Eligible (Screened Positive)
Hispanic or Latino13
Not Hispanic or Latino9
Unknown or Not Reported4
Race (NIH/OMB)
Race (NIH/OMB)(Participants)Participants Eligible (Screened Positive)
American Indian or Alaska Native0
Asian2
Native Hawaiian or Other Pacific Islander0
Black or African American9
White4
More than one race1
Unknown or Not Reported10
08

Study locations

1 site
  • Columbia University Irving Medical Center
    New York, New York 10032, United States
09

References and documents

Publications

  • Zafar SY, Peppercorn JM, Schrag D, Taylor DH, Goetzinger AM, Zhong X, Abernethy AP. The financial toxicity of cancer treatment: a pilot study assessing out-of-pocket expenses and the insured cancer patient's experience. Oncologist. 2013;18(4):381-90. doi: 10.1634/theoncologist.2012-0279. Epub 2013 Feb 26. PubMed 23442307 ↗
  • Altice CK, Banegas MP, Tucker-Seeley RD, Yabroff KR. Financial Hardships Experienced by Cancer Survivors: A Systematic Review. J Natl Cancer Inst. 2016 Oct 20;109(2):djw205. doi: 10.1093/jnci/djw205. Print 2017 Feb. PubMed 27754926 ↗
  • Yabroff KR, Dowling EC, Guy GP Jr, Banegas MP, Davidoff A, Han X, Virgo KS, McNeel TS, Chawla N, Blanch-Hartigan D, Kent EE, Li C, Rodriguez JL, de Moor JS, Zheng Z, Jemal A, Ekwueme DU. Financial Hardship Associated With Cancer in the United States: Findings From a Population-Based Sample of Adult Cancer Survivors. J Clin Oncol. 2016 Jan 20;34(3):259-67. doi: 10.1200/JCO.2015.62.0468. Epub 2015 Dec 7. PubMed 26644532 ↗
  • Parsons HM, Harlan LC, Lynch CF, Hamilton AS, Wu XC, Kato I, Schwartz SM, Smith AW, Keel G, Keegan TH. Impact of cancer on work and education among adolescent and young adult cancer survivors. J Clin Oncol. 2012 Jul 1;30(19):2393-400. doi: 10.1200/JCO.2011.39.6333. Epub 2012 May 21. PubMed 22614977 ↗
  • Nipp RD, Kirchhoff AC, Fair D, Rabin J, Hyland KA, Kuhlthau K, Perez GK, Robison LL, Armstrong GT, Nathan PC, Oeffinger KC, Leisenring WM, Park ER. Financial Burden in Survivors of Childhood Cancer: A Report From the Childhood Cancer Survivor Study. J Clin Oncol. 2017 Oct 20;35(30):3474-3481. doi: 10.1200/JCO.2016.71.7066. Epub 2017 Aug 17. PubMed 28817372 ↗
  • de Souza JA, Yap BJ, Wroblewski K, Blinder V, Araujo FS, Hlubocky FJ, Nicholas LH, O'Connor JM, Brockstein B, Ratain MJ, Daugherty CK, Cella D. Measuring financial toxicity as a clinically relevant patient-reported outcome: The validation of the COmprehensive Score for financial Toxicity (COST). Cancer. 2017 Feb 1;123(3):476-484. doi: 10.1002/cncr.30369. Epub 2016 Oct 7. PubMed 27716900 ↗
  • Danhauer SC, Canzona M, Tucker-Seeley RD, Reeve BB, Nightingale CL, Howard DS, Puccinelli-Ortega N, Little-Greene D, Salsman JM. Stakeholder-informed conceptual framework for financial burden among adolescents and young adults with cancer. Psychooncology. 2022 Apr;31(4):597-605. doi: 10.1002/pon.5843. Epub 2021 Nov 5. PubMed 34699110 ↗
  • Beauchemin MP, Elkin EB, Wright JD, Kukafka R, Hershman DL, Kahn J. Incorporating systematic financial screening into the electronic health record. Journal of Clinical Oncology. 2021;39(28_suppl):184-184.
  • Khurana RK, Valera K, Raghunathan R, Gallagher KD, Angove RS, Bradshaw E, Patton J, Alvarado S, Crespo S, Judon K, DiCola K, Steinberg DM, Wang S, Hershman DL, Beauchemin MP. Pilot feasibility of a financial and health-related social needs navigation intervention (AYA-NAV) for adolescents and young adults with Cancer: Study protocol for a prospective, single-arm study. Contemp Clin Trials Commun. 2025 Jul 16;47:101523. doi: 10.1016/j.conctc.2025.101523. eCollection 2025 Oct. PubMed 40726516 ↗

Study documents

  • Study protocol · Nov 21, 2024
  • Statistical analysis plan · Nov 21, 2024

Documents are hosted by the registry — open the source record to download them.

Individual participant data

Plan to share: Undecided

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Updates

Tracking since Sep 25, 2026
No changes since tracking began. The registry record was last updated on Mar 16, 2026, before this site started recording changes on Sep 25, 2026. Its history is on ClinicalTrials.gov ↗
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Registry details

Key details

Study ID
NCT06072833
Lead sponsor
Columbia University
Collaborators
Patient Advocate Foundation, National Center for Advancing Translational Sciences (NCATS)
Responsible party
Melissa Beauchemin (Assistant Professor of Nursing, Columbia University) — Principal investigator
First posted
Oct 10, 2023
Start date
Nov 15, 2023
Primary completion
Feb 28, 2025
Completion
Feb 28, 2025
Results posted
Mar 16, 2026
Last update
Mar 16, 2026

Study contacts

Melissa Beauchemin
principal investigator · Columbia University

Oversight

Data monitoring committee
No
FDA-regulated drug
No
FDA-regulated device
No
View the source record on ClinicalTrials.gov ↗

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